While many of us cherish our homes as more than a piggy bank or a financial investment, the truth is, there are tax advantages to owning a home. One of those advantages is the tax write-offs that we can use each year. Are Home Improvements Tax Deductible? The answer is …
Read MoreYou know what they say about your money after you die: “You can’t take it with you.” And unless you hit the lottery or were born into a wealthy family, chances are you busted your butt for everything you have. You owe it to yourself to put that same effort …
Read MoreCompanies are spending more than ever on workplace wellness as they deal with the high costs associated with health care for both the employer and employee. As a result, more organizations are creating a culture that promotes good health. We are witnessing the overwhelming evidence of the benefits of fostering …
Read MoreFiling bankruptcy is a major life decision. It’s an admission that your debts have become so overwhelming that it has been legally determined by a judge that there is no way you could ever repay them. Is There Any Benefit to Bankruptcy? Bankruptcy does have benefits such as preventing foreclosure …
Read MoreIf you ask a homebuyer what the first step is in buying a home, they will likely say, “finding a home you like.” In reality, it has nothing to do with the home itself. The crucial first step in buying a home is actually getting pre-qualified for a mortgage. Why …
Read MoreAnyone who has bought a home has experienced the mortgage underwriting process; however, few of us know little, if anything, about how it works. This part of buying a home remains a great mystery––as do the people behind it, but your destiny as a homeowner lies in their hands. Imagine …
Read MoreThere’s a new and free tool available for consumers who are looking to boost their credit scores. UltraFICO was rolled out in late 2019 as a method of rewarding good financial habits that are unrecognized by current credit scoring models, and it could help millions of Americans. UltraFICO can help …
Read MoreOnce the calendar flips to December, it’s a good idea to identify those last-minute strategies that can lower your personal tax exposure before the end of the year. Listed below are a few ideas that may work for you so you can enjoy more of your money and give less …
Read MoreHome values have risen significantly since the Great Recession. Depending on when you bought your home, you may be sitting on a healthy amount of equity that can be put to good use with a Home Equity Line of Credit (HELOC). With a HELOC, you can apply for a line …
Read MoreCongratulations! If you’re reading this because you have your first $10,000 to invest, you are already far ahead of the average American, who has a mere $4,830 in their savings account (according to a study by MagnifyMoney). Give yourself a pat on the back for being above average, but know …
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