Are Home Improvements Tax Deductible?

Are Home Improvements Tax Deductible?

While many of us cherish our homes as more than a piggy bank or a financial investment, the truth is, there are tax advantages to owning a home. One of those advantages is the tax write-offs that we can use each year. Are Home Improvements Tax Deductible? The answer is …

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The Best Workplace Wellness Trends

The Best Workplace Wellness Trends

Companies are spending more than ever on workplace wellness as they deal with the high costs associated with health care for both the employer and employee. As a result, more organizations are creating a culture that promotes good health. We are witnessing the overwhelming evidence of the benefits of fostering …

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The Consequences of Bankruptcy

The Consequences of Bankruptcy

Filing bankruptcy is a major life decision. It’s an admission that your debts have become so overwhelming that it has been legally determined by a judge that there is no way you could ever repay them. Is There Any Benefit to Bankruptcy? Bankruptcy does have benefits such as preventing foreclosure …

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The Importance of Mortgage Pre-Approval

The Importance of Mortgage Pre-Approval

If you ask a homebuyer what the first step is in buying a home, they will likely say, “finding a home you like.” In reality, it has nothing to do with the home itself. The crucial first step in buying a home is actually getting pre-qualified for a mortgage. Why …

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Understanding the Mortgage Underwriting Process

Understanding the Mortgage Underwriting Process

Anyone who has bought a home has experienced the mortgage underwriting process; however, few of us know little, if anything, about how it works. This part of buying a home remains a great mystery––as do the people behind it, but your destiny as a homeowner lies in their hands. Imagine …

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The New UltraFICO Could Boost Your Credit Score

The New UltraFICO Could Boost Your Credit Score

There’s a new and free tool available for consumers who are looking to boost their credit scores. UltraFICO was rolled out in late 2019 as a method of rewarding good financial habits that are unrecognized by current credit scoring models, and it could help millions of Americans. UltraFICO can help …

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Year-End Tips to Lower Your Personal Taxes

Year-End Tips to Lower Your Personal Taxes

Once the calendar flips to December, it’s a good idea to identify those last-minute strategies that can lower your personal tax exposure before the end of the year. Listed below are a few ideas that may work for you so you can enjoy more of your money and give less …

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How to Invest Your First $10,000

How to Invest Your First $10,000

Congratulations! If you’re reading this because you have your first $10,000 to invest, you are already far ahead of the average American, who has a mere $4,830 in their savings account (according to a study by MagnifyMoney).  Give yourself a pat on the back for being above average, but know …

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