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Compound Interest: The Good and the Bad

Compound Interest: The Good and the Bad

Compound interest is like a superpower: It can be used for either good or evil. The sentiment can be summed up in a famous quote by Albert Einstein, “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” Money Stacking …

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The Key to Planning a Successful Retirement

The Key to Planning a Successful Retirement

Retirement finances change on a regular basis, and you need to be prepared for them. Income tax and estate tax laws change, as do benefits such as Medicare and Social Security. Estate planning, annuities, the investment markets and the economy all evolve over time. Given the changing nature of retirement, …

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Volatile Markets: Here’s How to React

Volatile Markets: Here’s How to React

Newcomers to investing have enjoyed a long period of largely uninterrupted gains. They may not be as familiar with the inevitably volatile market that more experienced investors have endured. Stock Market Volatility For the less experienced, a volatile market refers to times when the common ups and downs in the …

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5 Mistakes to Avoid When Getting a Personal Loan

5 Mistakes to Avoid When Getting a Personal Loan

A personal loan empowers people with added financial power. A loan can be used for many reasons: home improvements, paying off debt, improving your credit, paying for your wedding ceremony, creating an emergency fund or starting a business. While the flexibility of a personal loan is appealing, there are mistakes …

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Why Older Investors Should Invest Like Millennials

Why Older Investors Should Invest Like Millennials

There’s no doubt that as we get older, our investment strategies tend to become more conservative. This is especially true for the approximately 10,000 baby boomers who retire every day, and are counting on those investments to provide their retirement income. However, it’s unwise to simply base your investment strategy …

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Why Investors Should be Excited About 2020 Stocks

Why Investors Should be Excited About 2020 Stocks

While past performance does not guarantee how a stock will perform in the future, many of the fundamentals that led to a healthy stock market in 2019 remain in place for 2020. Consumer spending, job growth, increased borrowing, decreasing trade tensions and corporate spending/investment are all fueling optimism about stocks …

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How to Spot Student Loan Debt Relief Scams

How to Spot Student Loan Debt Relief Scams

More than 45 million Americans are drowning in almost $1.6 trillion in combined student loan debt, with the average person carrying a balance of nearly $33,000. With such a large number of people feeling the stress of this financial burden, it’s not surprising that there are scammers taking advantage of …

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How to Deal if You Owe Back Taxes

How to Deal if You Owe Back Taxes

There are very few things that are as scary as owing back taxes to the big, bad IRS. The IRS is a very powerful organization that can take harsh action, including garnishing wages, to make sure they collect what they are owed on their terms. If you cannot pay what …

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